Terms & Conditions

Access our Privacy Policy here: Privacy Policy

Business Identity

J. Charles Lending is a licensed mortgage lender located at 13750 San Pedro #730, San Antonio, TX 78232. Charlie Braden is a licensed mortgage originator representing J. Charles Lending. All messages sent from J. Charles Lending or Charlie Braden will be related to J. Charles Lending's direct lender mortgage services.

Opt-Out & Support Mechanisms

You can cancel the SMS service at any time. Just text "STOP" to (832) 236-2141. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

If you are experiencing issues with the messaging program, you can reply with the keyword "HELP" for more assistance, or you can get help directly at [email protected].

Message Frequency

As always, message and data rates may apply for any messages sent to you from us and to us from you. You will regular important reminders and confirmations regarding your appointments with us. You will receive promotional messages infrequently. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

Carrier Liability

Carriers are not liable for delayed or undelivered messages.

Restrictions

You must be age 18+ to use this site and opt-in to our services.

Contacting us

If you have any questions about these Terms & Conditions, the practices of this site, or your dealings with this site, please contact us at:

J. Charles Lending

13750 San Pedro #730

San Antonio, TX 78232

(832) 236-2141
[email protected]

This document was last updated:

January 09, 2026